Plenty of choices exist when you are looking for cheap and affordable apartment. And thought it is not always easy to find a
right deal. Understanding that, wisepages.com offers you some ideas and helps you to make an intelligent choice. Please
keep in mind that wisepages.com exists on a nonprofit basis, it is not promoting any products or services. We are not trying to
sell you anything; we are just here to offer you advice on how to find low-income apartment.
What is affordable housing?
"Affordable housing" is a broad term used to describe decent, safe housing which is affordable for individuals who, generally,
earn less than 80% of the Area Median Income (AMI).
What is subsidized housing?
"Subsidized housing" is a term used to describe housing which is financed in whole or in part with government funding.
What is HUD?
"HUD" is the U.S. Department of Housing and Urban Development. HUD is the U.S. Government agency responsible for
delivering the vast majority of the nation's affordable housing programs.
What is Section 8?
"Section 8" is a HUD program which provides rental payment assistance to qualifying tenants. To make rents affordable,
Section 8 pays any rent which exceeds 30% of a tenants adjusted monthly income. For example, if your landlord charges $500
per month for rent and you make $1,000 per month, you would pay $300 (30% of your monthly income) and Section 8 would pay
$200 (the difference between what you can afford and what your landlord charges). The Section 8 program is overburdened
and it is now difficult to get the subsidy. Many people wait for years to receive the subsidy.
What is the difference between very-low income, low-income and moderate income?
The meaning of these terms can vary from program to program and institution to institution but generally, very-low income
persons refers to persons at or below 30% of the Area Median Income (AMI), low-income persons refers to persons at or
below 50% of the AMI, and moderate income persons refers to persons at or below 80% of the AMI.
What are Low Income Housing Tax Credits?
The Low Income Housing Tax Credit is an incentive for individuals and corporations to invest in affordable housing. By
investing in affordable housing, investors can reap great savings on annual income tax liabilities. The LIHTC is the most
widely used, most productive, and most successful affordable housing program in the country.
What is a "tenant certification"?
"Tenant Certifications" are forms that you, as a resident in an affordable housing community, must complete on an annual or
periodic basis disclosing all your sources of income. The purpose of the certification is to assure that only thos who meet the
income restrictions of the housing receive the benefits of the housing.
opportunities for people who are low-income and/or
homeless, provides technical assistance to
communities and other non-profits, and advocates
for housing justice. All housing owned and/or
operated by LIHI is located in the Puget Sound area
of Washington State
Low Income Housing Institute
2407 First Avenue, Suite 200
Phone: (206) 443-9935
Seattle, WA 98121-1311
Fax: (206) 443-9851
Email: housinginfo@lihi.org
TTY: 1-800-833-6388
Low-Income Housing Tax Credits
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